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Payment aur Cancellation Policy | Abaq Al-Hayat

Payment aur Cancellation Policy

Abaq Al-Hayat — Aakhri update: 24 July 2026 — Publication ki tareekh se nafiz

Page ke Mazameen

  1. Muqaddama
  2. Qabool Shuda Payment Methods
  3. Maali Transactions ki Hifazat
  4. Currency aur Prices
  5. Installment Payments (Tabby aur Tamara)
  6. Cash on Delivery
  7. Invoices
  8. Payment Fail ya Reject Hona
  9. Payment ya Transaction Cancel Karna
  10. Is Policy mein Tabdeeliyan
  11. Hum se Rabta Karein

1. Muqaddama

Yeh policy Abaq Al-Hayat aur is se wabasta brands ke liye dastiyab payment methods ko wazeh karti hai, aur batati hai ke payment ko mehfooz tareeqe se kaise mukammal aur cancel kiya ja sakta hai.

2. Qabool Shuda Payment Methods

MadaQaumi payment network
Visa / MastercardCredit cards
Apple PayEk touch se payment
STC PayDigital wallet
Tabby / TamaraBaghair sood installments
Cash on DeliveryProduct aur ilaqay ke mutabiq

3. Maali Transactions ki Hifazat

Hum sirf Saudi Central Bank (SAMA) se licensed payment gateways istemal karte hain, aur ghair-mutasaddiq personal accounts mein transfer ke zariye koi payment qabool nahi karte. Tamam payment data transmission ke dauran encrypt kiya jata hai, aur hum aap ke card ki mukammal maloomat apne servers par mehfooz nahi rakhte.

4. Currency aur Prices

Tamam zahir ki jane wali prices Saudi Riyal (SAR) mein hain aur agar is ke baraks wazeh na kiya gaya ho to un mein Value Added Tax shamil hai.

5. Installment Payments (Tabby aur Tamara)

Hum Tabby ya Tamara ke zariye baghair sood installment payment options faraham karte hain, jo approved Sharia-compliant usool ke mutabiq hain. Installment ki manzoori service provider (Tabby/Tamara) ke apne assessment aur mustaqil terms ke تابع hoti hai, aur manzoori ya inkar ke faislay mein hum party nahi hain.

6. Cash on Delivery

Yeh selected products aur muqarrarah delivery areas ke liye dastiyab hai. Bara-e-karam delivery ke waqt naqad raqam tayyar rakhein; is payment method ke liye shipment se pehle phone par order ki tasdeeq talab ki ja sakti hai.

7. Invoices

Har kamyab payment ke baad hum electronic invoice jari karte hain, jis mein tax samet kul qeemat aur agar lagu ho to shipping ki tafseel shamil hoti hai.

8. Payment Fail ya Reject Hona

Agar payment fail ho jaye ya card issuer ki taraf se reject kar di jaye, to aap ka order confirm nahi hoga aur aap se koi raqam charge nahi ki jayegi. Aap isi method se dobara koshish kar sakte hain ya koi doosra payment method muntakhib kar sakte hain.

9. Payment ya Transaction Cancel Karna

Booking confirm hone ya raqam waqai charge hone se pehlePayment transaction ko foran baghair kisi deduction ke cancel kiya ja sakta hai.
Payment confirm hone aur raqam charge hone ke baadCancellation hamari refund aur cancellation policy ke تابع hogi (is ke liye mukhtas page dekhein), na ke is page ke.

10. Is Policy mein Tabdeeliyan

Hum dastiyab payment methods mein kisi bhi tabdeeli ko reflect karne ke liye waqtan fawaqtan is policy ko update kar sakte hain. Har update is page par aakhri update ki tareekh ke saath publish kiya jayega.

11. Hum se Rabta Karein

Payment ke hawale se kisi bhi sawal ke liye hum se in zarae ke zariye rabta karein:

  • Email: info@abqalhayat.com
  • Address: Riyadh - King Fahd Road South - Al Jafal Commercial Center - Third Floor - Office 21